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Get up to $450 cash bonus* when you open a new checking account

At Vantage West, we make it easy to start banking smarter — and right now, we’ll give you up to $450 cash bonus* when you open a qualifying Essential or Premium Checking account.
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Essential Checking

Everything you need. Nothing you don’t.

Whether you’re new to banking or just want something simple, Essential Checking keeps your money moving — no fuss, no monthly service fees.

Why Essential?

  • No minimum balance requirements
  • Only $20 to open
  • No monthly fees when enrolled in eStatements
  • 24/7 mobile access, mobile deposit, and money management tools
  • Friendly, local support from real people
Premium Checking

Perks, rewards, and more control. 

Premium Checking gives you more from your everyday spending — from dividends to debit card rewards. 

Why Premium? 

  • Earn 1 point for every $5 spent on qualifying debit card purchases¹ 
  • Dividends paid on all balances 
  • Unlimited Vantage West ATM withdrawals 
  • Up to $7/month in non-Vantage West ATM fee reimbursements 
  • Just $20 to open 

Lock In Your $450 Cash Bonus*

It's fast, secure, and only takes a few minutes.
Serving Members Since 1955

*New and existing Vantage West Members are eligible for one of three rewards options:

1) To qualify for the 10,000 Rewards Points bonus ($100 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $2,000, complete 5 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements.
Or
2) To qualify for the 25,000 Rewards Points bonus ($250 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $5,000, complete 10 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements.
Or
3) To qualify for the 45,000 Rewards Points bonus ($450 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $7,500, complete 15 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements.

Promotion runs August 1, 2025 – September 30, 2025. Your checking account must remain open for at least six (6) months. If it is closed within six (6) months of the open date you may be responsible for reimbursement of any bonus awarded. Minimum opening deposit for Premium Rewards Checking and Essential Checking is $20.00. Limit one (1) new Premium Rewards or Essential Checking account, per Membership and per Member, will be eligible for the bonus. Offer only available to individuals who have not had a checking relationship with Vantage West in the past six (6) months. Offer valid for new Premium Rewards and Essential Checking accounts only. Conversions between Premium Rewards and Essential Checking are not eligible for the bonus. Must open or have a current Vantage West Credit Union Membership. Offer cannot be combined with any other offers associated with opening a checking account.

The Rewards Points will be credited to your rewards account within 30 days of the date the last requirement is met. Essential Checking does not earn additional rewards points. A qualifying product (Premium Rewards Checking or Credit Card) must be opened to continue earning rewards points. Your account must be in good standing at the time the bonus is awarded. Offer subject to change without notice.

1 Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. A “Qualifying Purchase” is non-pin merchant transaction. We reserve the right to determine at our sole discretion whether a particular transaction is a Qualifying Purchase or to include or exclude other charges from the definition of Qualifying Purchases. See Vantage West Rewards terms and conditions PDF for details and restrictions of the program.

Federally insured by NCUA. Products and services are subject to approval. Certain restrictions may apply.