--- title: 15 Month CD image: https://go.vantagewest.org/hubfs/10-month%20CD%20Interstitial-1.png --- [![VW Logo\_Black](https://go.vantagewest.org/hubfs/VW%20Logo_Black.svg "VW Logo_Black")](https://vantagewest.org/) # Lock in 4.15% APY\* for 15 months - Open Online in Minutes - Lock in 15 Months of Growth at 4.15% APY\* - Secure Savings - Federally Insured by NCUA - Minimum Deposit to Open $500.00 (Outside Funds Only) [![OPEN YOUR CD TODAY >](https://no-cache.hubspot.com/cta/default/45132969/interactive-220206390675.png)](https://go.vantagewest.org/hs/cta/wi/redirect?encryptedPayload=AVxigLK6Fa7cWeNq9izADxAm%2Fo163F88rhUWjQlNkiOni1KK4hTcWHBbl6jwM1vW33qPS%2BlXyA6U7U5m92lHCXMPxlh68SY2WFiNtsH%2FsFSFsWYCZxmjb6m6KZEkxmRUUCU4GEUjEJ927cZV1PVfkccmCeIrD37qRpM0lDA8D2XsGkIFAsXT%2FhqP5ATolB1gkhlnpNDs5GzH4eOBG6%2F7PrYZZ0v9nadIAml5SwkkEy5GKTonG%2BoBs5YHRcay4lOkC9uqAJEJEODdK83f4M60bIwSk3tYH25fe87pMBGl1p6P6L1ojLWnM7goypEimQFFuLwJXgLjw1NxfriLD8CweHm1xYEpPO%2BQyC2L1xnEVlskE6SldA%3D%3D&webInteractiveContentId=220206390675&portalId=45132969&hsLang=en) ![Online Only CD Promo Landing Page Graphic](https://go.vantagewest.org/hs-fs/hubfs/Online%20Only%20CD%20Promo%20Landing%20Page%20Graphic.png?width=540&name=Online%20Only%20CD%20Promo%20Landing%20Page%20Graphic.png "Online Only CD Promo Landing Page Graphic") ##### **A fixed rate. Predictable growth.** With a $500 minimum deposit of external funds, you can earn 4.15% APY\* with our 15-Month Certificate of Deposit (CD).​ A low-risk, guaranteed rate of return that outperforms traditional savings?​ ***Yes!*** ​ Lock in today's rate and put your savings to work. ### Looking for more ways to save with Vantage West? [LEARN MORE ABOUT OUR SAVINGS OFFERINGS](https://vantagewest.org/personal/personal-savings/) DISCLOSURES --- \*APY=Annual Percentage Yield. The promotional Annual Percentage Yield (“APY”) for this Certificate is 4.15% APY for a 15-month term. This Certificate does not qualify for the relationship dividend rate. To qualify for the promotional APY, the Certificate must be opened between September 1, 2026, and November 30, 2026, and funded with new money, defined as external funds from accounts other than Vantage West Credit Union or affiliate institutions. The promotional APY is effective as of the date the Certificate is opened and will remain in effect for the full 15-month term, provided the Certificate is maintained in accordance with applicable account disclosures. The minimum opening deposit is $500.00. Additional deposits are not permitted after the Certificate is opened and funded. Early withdrawal penalties apply and may reduce earnings. The maximum deposit for a Certificate opened online is $250,000.00.  At maturity, the Certificate will mature according to the option selected. If automatic renewal is elected, the Certificate will renew into a standard 12-month Certificate at the rate in effect at the time of renewal. Vantage West reserves the right to modify or discontinue this promotion at any time without prior notice. Membership required. All accounts are subject to approval, and restrictions may apply. Federally insured by NCUA. ![vantage-west-credit-union-logo-reverse](https://go.vantagewest.org/hubfs/brand-assets/vantage-west-credit-union-logo-reverse.svg "vantage-west-credit-union-logo-reverse") NMLS #485751 Routing & Transit #322174708 [Privacy Policy](https://vantagewest.org/privacy-policy/) [Terms of Use](https://vantagewest.org/help/disclosures-notices/terms-of-use/) [Accessibility](https://vantagewest.org/help/disclosures-notices/accessibility/) ©2026 All rights reserved. Privacy. Terms of Use. ![](https://go.vantagewest.org/hs-fs/hubfs/equal_housing.png?width=78&height=89&name=equal_housing.png) ![](https://go.vantagewest.org/hs-fs/hubfs/ncua.png?width=165&height=89&name=ncua.png)                               For your convenience, Vantage West Credit Union provides links on our website to third party sites. Vantage West Credit Union does not provide, and is not responsible for the product, service, or overall website content available at a third party site. Vantage West Credit Union is not liable for any failure of products, services, or information advertised on the third party website. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. Reasonable efforts have been made to verify the reliability of translated text, however, translation is being offered as a courtesy and is not legally binding. Vantage West does not guarantee the accuracy of the translated text. Some pages, text in images, PDF files, notifications, disclosures and other document types may not be translated. Please contact us for additional assistance at [800.888.7882](tel:800-888-7882), via Live Chat or through Message Center in online banking. --- Vantage West Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at [800-888-7882](tel:800-888-7882). All products and services available on this website are available at all Vantage West Credit Union branches. In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. For further information please visit [this link.](https://home.treasury.gov/system/files/306/Equal-Opportunity-for-All-How-to-file-a-complaint-of-discrimination-poster-final-MZ.pdf)